US Business Funding: Looking to equip your new business? Whether you need computers, desks, machinery, or a vehicle, you want to make cost-effective purchasing decisions. Why not consider leasing equipment instead of buying it? Many small business owners choose to lease equipment instead of financing equipment with a term loan. Equipment leasing is a popular way for businesses of every size to affordably keep technology and equipment up to date. Because most leases do not require a substantial down payment, leasing enables you to hold on to your cash and invest it in other areas of your business.